Enrollment, Waivers, and Requirements for the SHIP

A student’s enrollment into the Student Health Insurance Plan is an annual selection. The enrollment selection that the student chooses is binding for the entire academic year, including summer. Please review this website for eligibility, benefits and termination information on the Mines Student Health Insurance Plan.

Students who experience a “qualifying event” (such as losing their insurance due to change in employment status or age) may enroll in the the SHIP within 30 days of the qualifying event.  The SHIP premium will be prorated for this type of enrollment. Please contact ship@mines.edu with questions.

If you have other adequate health insurance (see Waiver Requirements below) and would like to waive the Student Health Insurance Plan, you must go online to csm.myahpcare.com and complete the online waiver by the deadline dates.  The Annual/Fall waiver period begins July 15, 2024 and the waiver deadline is September 4, 2024. The Spring/Summer (new students) waiver period opens December 15, 2024 and the deadline to waive is January 15, 2025. Students need to waive or enroll once each academic year.

Step-by-step guide to enroll/waive

Late waivers are accepted until October 4, and are subject to a $125 late fee. You will need to provide valid proof of health insurance coverage to waive SHIP.  Any waivers received after this date will be reviewed through a formal appeals process.

Unless otherwise specified in the current brochure, the following students, as a condition of enrollment, must have health insurance that meets or exceeds Mines’ coverage requirements:

• All degree-seeking students, regardless of credit hours. (Online only students are not eligible for the SHIP)
• All International Students (F and J visas), regardless of degree-seeking status, must purchase the SHIP, unless they meet specific requirements to waive.

Students who neither waive nor enroll in the SHIP will be “passively” enrolled in the SHIP; however, this will not be completed until after Census Day.

All students are charged for the SHIP, but those students with approved waivers will also see the waiver credit reflected on their account.

If you would like to waive the Student Health Insurance Plan (SHIP), you must go online to: https://csm.myahpcare.com/ and complete the online waiver by Census Day, September 4, 2024.

If you were automatically enrolled in annual SHIP coverage but already have comprehensive medical insurance, unfortunately, the waiver period has closed. Late waiver requests were accepted until October 4, 2024 for a $125 late fee. Formal appeals were accepted after the late waiver deadline. The Appeals Committee has already met for fall semester. We will meet again in spring.

There are both state and federal insurance obligations that must be taken into consideration with regard to health insurance.  For more information see the Legal Requirements section below.

Students can only waive with Colorado Medicaid. Medicaid from a different state will not work in Colorado!

Because AHP is unable to electronically verify active coverage, a student waiving with Colorado Medicaid will also need to submit a screenshot of their Summary of Benefits showing active coverage and a renewal date.