SHIP Health Insurance Eligibility

Domestic Students

Eligible Students

All degree-seeking U.S. Citizen and Permanent Resident students who are enrolled towards a bachelors, masters, professional or doctoral degree at the Colorado School of Mines are eligible for the SHIP. This includes domestic students enrolled in the Masters of Science Degree in Mineral and Energy Economics at CSM and the Diplôme d’Ingénieur in Petroleum Economics and Management from IFP. Eligibility begins with enrollment in any course towards a degree.

International Students

Eligible International Students

All International students enrolled in courses at Colorado School of Mines, regardless of degree-seeking status (J and F visas) are required to enroll in the SHIP. This includes international students enrolled in the Masters of Science Degree in Mineral and Energy Economics at Mines and the Diplôme d’Ingénieur in Petroleum Economics and Management from IFP.

Waivers for International Students

International students who have government, embassy or U.S.-based company sponsorships may be able to waive the SHIP.  Please contact the SHIP office to see if your plan qualifies.  All plans must have a claims address in the United States.

NCAA Athletes

Students participating in Intercollegiate Sports must have insurance coverage that meets NCAA requirements. NCAA athletes must demonstrate that they have this level of coverage in order to waive the Mines Student Health Insurance Plan. Student athletes who enroll in the Student Health Insurance Plan will automatically be enrolled in the Intercollegiate Sports Plan, at no additional cost.

Grad Student Employees

Graduate students employed at the 50% FTE level (i.e. most standard Research Assistant or Teaching Assistant contracts) are categorized as temporary employees at Mines. Thus, students on these contracts are eligible for a specialized version of the Mines Employee Health Benefits plan. Coverage for dependents IS available through this plan, although please note that the costs of this plan are not covered in RA or TA contracts at Mines. Please follow the link below to find more information, rate sheets, and FAQs.

https://www.mines.edu/human-resources/benefits/temp-employees/

For All Students

Must Actively Attend Classes

A student must actively attend classes during the term for which coverage is purchased, unless he or she withdraws from classes due to an Injury or Sickness and the absence is an approved medical leave. Online classes, home study, correspondence and television (TV) courses do not fulfill the eligibility requirements that the student must actively attend classes.  The Company maintains its right to investigate student status and attendance records to verify that the eligibility requirements have been met.  If the Company discovers the eligibility requirements have not been met, its only obligation is refund of premium.

Must Be Making Progress Toward Degree Completion

Students are required to establish that they are pursuing a degree and making successful progress towards degree completion.  For graduate students, two consecutive occurrences of unsatisfactory progress indication and/or dismissal from a graduate degree program will result in termination of coverage at the end of the current coverage period.  Students may not be enrolled in the SHIP for more than nine years while in a single degree program.

Withdrawals

Undergraduate students: Students who request a Current Term Withdrawal or Leave of Absence after the semester-specific Add/Drop Deadline are responsible for their tuition and fees. Those who did not waive the Student Health Insurance Plan and paid the associated fee will likely retain their insurance coverage through their policy date – subject to confirmation. Students are encouraged to confirm these details via ship@mines.edu before submitting a Withdrawal or Leave of Absence request.

Graduate students: If a student chooses to withdraw from their graduate studies, their health insurance coverage will likely be retroactively removed back to the coverage start date for the term.